Accounting is boring.
Small businesses are anything but.
What I love about this work has nothing to do with tax returns. It's getting inside different businesses, understanding how they work, and actually helping them grow and make better decisions.
When a client calls and says "I wish I'd found you sooner," that's the whole point. We built this firm to be the team you can call, the people who already know your situation, and the ones who reach out to you before you even think to ask.
- Kurt Rickhoff
OUR PHILOSOPHY
Great Accounting Helps You Decide What's Next.
Good Accounting Tells You What Happened.
We don't start with reports, we start with a conversation about your goals, your challenges, and where you want to go. Then we use your numbers to guide better decisions so we can help you move forward, not just report results.
The numbers aren't the destination. They're the dashboard. And we're here to help you drive.
Our Story
Started in a Basement, Built to Help Businesses Move Forward
Our founders, Dennis and Jeanette Rickhoff, didn't set out to build a traditional accounting firm. Dennis worked at his dad’s tavern, got to know the accountant who came around every month, and saw something in that work: a way to actually make a difference for small business owners instead of just punching a clock. So in 1974, they bought a small book of business, a handful of local taverns, and started doing their books every month out of their basement.
What started as a small operation grew into a third-generation firm with a full team, decades of combined experience, and over 1000 small business relationships built on trust. Today, Kurt and Melinda lead the firm with the same belief Dennis and Jeanette started with: that great accounting changes what’s possible for a small business.
Founded
Dennis & Jeanette start the firm in their basement with a handful of local taverns and a belief small business owners deserve better.
First Office
The firm moves from the family basement to its first office in Breese, IL.
Missouri
Purchase of Midwest Accounting expands the firm across the river into Missouri.
2nd Generation
Kurt joins full time. Total Business Solutions formed - now Payroll Central - making integrated payroll a formal offering.
Mindi Joins
Mindi joins full time, completing the second generation. Purchase of Gary Soltys practice expands client base.
O'Fallon Opens
The firm opens its current O'Fallon, IL office - a permanent home reflecting the firm's regional growth.
Acquisition
Purchase of Small Business Accounting from Torn Melendez deepens the roster of long-term small business clients.
Pasba Award
Named PASBA Large Firm of the Year - national recognition for the firm's proactive approach to small business accounting.
Transition
Kurt and Mindi complete the purchase, officially establishing the second generation of Rickhoff leadership.
100 to Know
Kurt named to 100 St. Louisians You Should Know - reflecting his reputation as a trusted voice for small business owners.
Chesterfield
Purchase of Business in Balance brings a Chesterfield, MO office - first Missouri brick-and-mortar since 1992.
Mary Jo Retires
Mary Jo Richter retires after 33 years - a testament to the culture Dennis and Jeanette built from day one.
Rita Retires
Rita Lawless retires after 25 years. At Rickhoff, people stay - clients and team members alike.
3rd Generation
Allison Rickhoff joins full time - third generation. Founder Dennis Rickhoff passes after 49 years of impact.
50 Years
Fifty years of serving small business. Same belief as day one. Modern tools, proactive thinking, and a team that responds before you have to ask.
MEET OUR TEAM
We're accountants who actually like people.
Engaging, personable, and proactive—we're here to prove the stereotypes wrong.
Better Together: Accounting, Tax, and Payroll
Meet the Rickhoff Family of Businesses
Rickhoff Business in Balance is the accounting and advisory side. Payroll Central is our dedicated payroll company. They're separately branded but commonly owned, which means when you work with us, you get both, fully integrated, with one team accountable for all of it.
Our Values
We Actually enjoy this work
Here’s What That Means for You
Fun
You'll actually look forward to your monthly call. We keep things real, skip the jargon, and make this easier than you'd expect.
Team
Your dedicated team knows your business. Same people, every month. No repeating yourself.
Adaptable
Tax law changes. Your business changes. We stay ahead of both and reach out before it affects you.
Loyal
Many of our clients have been with us 10, 15, even 20+ years. We're in it for the long haul.
If You're Ready to Stop Guessing, Let's Talk
If you're tired of financial surprises or only hearing from
your accountant in April, let's have a conversation.